Click here to view in color and highlighted http://tinyurl.com/August-2-2010
DID you know that this is Simplify Your Life Week ? It really is. My Pastor spoke this Sunday morning on when you know your purpose, your life is simplified. It got me thinking what my purpose is....What is my purpose in the Mortgage industry? My purpose is "To Fulfill The Dream of Homeownership". I LOVE that I have placed in our industry to fulfill that purpose and it is what drives us to 1) Know the Guidelines well (and have our Underwriting designation so that we know what to look for upfront) 2) Never over-promise 3) Never close late or ugly. This is what I and my team strive for daily!
So what do we have for you this week.... A recap of the 10 Things You Need to Know about Appraisals (lots of questions this week on appraisals), an interesting Dallas Morning News article on foreclosures and Two Questions About These Historically Low Rates (and of course the Market Report).
The first week of August- wow how has the year flown! It has been sooo much fun talking to our buyers this week and helping them fulfill their homeownership dream. Let our experience and knowledge fulfill YOUR client's dream! We look forward to hearing from you for your prequals and questions and are NEVER too busy for you (972-278-3400 or ldavidson@servicefirstmtg.com)! Have a blessed week! Linda
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Two Questions About These Historically Low Rates
Interest Rates are "crazy low" and just is such an amazing time to look at purchase (or perhaps refinancing). Below you will see two questions that we are asked a lot about interest rates- I think you will find the information interesting!
http://tinyurl.com/QuestionsaboutRates
Bottom Line #1: It has never been a better time to buy a home!
Bottom Line #2: It has never been a better time to look to see if refinancing is right!
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Back by Popular Demand- 10 Things You Need to Know About Appraisals - Feel Free to Forward On!
Lots (and lots) of questions last week about appraisals. It is soooo important that you understand why (and how) HVCC is affecting the real estate industry. I especially want to discuss points #4 and #9- If you are the listing or the selling agent, you ARE allowed to speak to the appraiser (just the loan officer and/or their commissioned staff is not). In addition, appraisers ARE really open to getting your comps upfront- they are NOT there to kill the deal; however, if you cannot find comps, neither can they! I WOULD highly recommend that you 1) either present your comps upfront to the lender to upload in the appraisal ordering system (if the lender will allow it) or 2) have comps at the home marked and available for the appraiser to review BEFORE the appraisal is completed. This is NOT against HVCC guidelines as long as the appraiser does not feel that undue duress was given in order to make value. Address these areas upfront and it could make the difference in the deal closing!
Need more information on the 10 Things You Need To Know About Appraisals? Click on the link below....
http://tinyurl.com/Top10ThingsKnowAboutAppraisals
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Good News- Dallas-Fort Worth home foreclosure filings drop 12%
http://www.dallasnews.com/sharedcontent/dws/classifieds/news/homecenter/realestate/stories/041610dnbusforeclosures.24e7135ee.html
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MARKET REPORT (Source: Mortgage Market Guide)
Last Week In Review
THEY SAY IT TAKES TWO TO TANGO... And the relationship we see in the markets between Stocks and Bonds is a dance of its own, as one often improves at the expense of the other... while one kicks higher, the other often dips lower. But why... and how does this impact home loan rates? Here's what you need to know.
http://tinyurl.com/MarketReportAug2-6-2010
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Let our experience and knowledge fulfill YOUR client's dream! We look forward to hearing from you for your prequals and questions and are NEVER too busy for you (972-278-3400 or ldavidson@servicefirstmtg.com)! Have a blessed week! Linda
Showing posts with label Mortgage. Show all posts
Showing posts with label Mortgage. Show all posts
Monday, August 2, 2010
Friday, July 9, 2010
Experience Counts!
Over the past months, I have received numerous “save the day” calls. Other lenders have had difficulties delivering on their promises and commitments, and fortunately if we are able to help out we are happy to do so.
As I hear the stories, there seems to be one common theme: all lenders are not alike. It makes me grateful for the experience I have. In addition, we are honored to be entrusted in your commission check and we understand the trust that you place in us!
Promises from un-experienced lenders are not panning out for whatever reason. On the other hand, my team and I – having been in the business for many, many years – have a high conversion rate and are closing loans. Period. We invite you to come back to the roots of our relationship and trust us to assist you and your clients with the highest possible success rate that is available in the industry. Borrower are not just a number or commission to us. WE CARE deeply about relationships with our clients and strategic partners and have an experienced, professional team to help guide all parties through all the ins and outs of our business.
The Davidson Group has been committed to a value oriented system that is built with a vision and purpose—this is what has allowed us to achieve the results we have been able to over the years and achieve a status in the top 1% of all mortgage originators in the United States. We could not have done it without your continued support and confidence (thank you!!).
At any time you have questions on a new loan, please be sure to call us directly. While we don’t mind “saving the day,” it creates less heart palpitations for everyone involved when we start right from the beginning. Don’t let a less experienced person “practice” on your borrowers. EXPERIENCE and KNOWLEDGE COUNTS. We know what we are doing, can spot issues early in the process, meet deadlines and close on time (we even close early). Simply contact us at 972-278-3400 or email us at ldavidson@servicefirstmtg.com. Have a blessed week! Linda
As I hear the stories, there seems to be one common theme: all lenders are not alike. It makes me grateful for the experience I have. In addition, we are honored to be entrusted in your commission check and we understand the trust that you place in us!
Promises from un-experienced lenders are not panning out for whatever reason. On the other hand, my team and I – having been in the business for many, many years – have a high conversion rate and are closing loans. Period. We invite you to come back to the roots of our relationship and trust us to assist you and your clients with the highest possible success rate that is available in the industry. Borrower are not just a number or commission to us. WE CARE deeply about relationships with our clients and strategic partners and have an experienced, professional team to help guide all parties through all the ins and outs of our business.
The Davidson Group has been committed to a value oriented system that is built with a vision and purpose—this is what has allowed us to achieve the results we have been able to over the years and achieve a status in the top 1% of all mortgage originators in the United States. We could not have done it without your continued support and confidence (thank you!!).
At any time you have questions on a new loan, please be sure to call us directly. While we don’t mind “saving the day,” it creates less heart palpitations for everyone involved when we start right from the beginning. Don’t let a less experienced person “practice” on your borrowers. EXPERIENCE and KNOWLEDGE COUNTS. We know what we are doing, can spot issues early in the process, meet deadlines and close on time (we even close early). Simply contact us at 972-278-3400 or email us at ldavidson@servicefirstmtg.com. Have a blessed week! Linda
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